Whether you're looking for a new plan or are an existing member, we're here to help. DentalGuard Insurance is underwritten and issued by The Guardian Life Insurance Company of America, New York, NY. Used with express permission. INFORMATION PROVIDED THROUGH THE WEBSITE. Click the Order check box for the ID cards you want to order. Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, Dental provider networks vary by state, by market and by plan type.. /signin 8/21). Information contained in (or visibly referenced by a link contained in) the website location you are now reading; and, 2. Kentucky: Minnesota: Guardian Direct Insurance | Dental, Vision, Accident, Critical Illness ELECTRONIC COMMUNICATION IS NOT APPROPRIATE FOR ALL HEALTH ISSUES, PARTICULARLY THOSE OF AN URGENT NATURE AND GUARDIAN MAKES NO GUARANTEE OF ANY Information contained in any and all e-mail messages constituting legal notices or other communications related to Guardian products or services (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE) OR ANY OTHER LEGAL OR EQUITABLE GROUNDS. By providing your consent in the manner set forth below you will be able to apply for Guardian products and services online. The insurance, if approved by Guardian Life Insurance Company of America(Guardian), will be in force only when issued by Guardian Life Insurance Company of policy containing any false, incomplete or misleading information is guilty of a felony. Find us on Youtube. Any person who knowingly and with intent to defraud any insurance company or other person files a statement of claim containing any materially false Exams information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a Failure by Guardian to enforce any provision of these Terms shall not be deemed a waiver of such provisions. discontinued at any time if you violate the terms of this Agreement or if Guardian in its sole discretion determines, for any other reason, that it is Guardian is a registered trademark of The Guardian Life Insurance Company of America. The plan design you choose will directly support your budget and the choice and savings you offer your employees. Guardian Dental offers low rates as well as PPO & HMO network options accepted by over 120,000 dentists nationwide. whether you purchased directly from the exchange. Get the information you need to help keep your patients happy and your business running smoothly. modem or other interfacing hardware that provides connectivity to an Internet Service Provider via ordinary telephone lines, cable television, DSL, T1 or Kansas: Guardian Direct Insurance | Dental, Vision, Accident, Life, Disability & Pet Insurance for the people Find a plan for Dental Need to make changes to or renew your policy? Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or knowingly and willfully presents false The premium must be paid when due. false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Used with express permission. SERVICES PROVIDED THROUGH AND INFORMATION CONTAINED THROUGH THE DENTALEXCHANGE WEBSITE ARE PROVIDED AS IS AND AS AVAILABLE. How do I find a Dental provider? - Guardian In the event of a conflict between this document and the language stated in your Guardian insurance policy, the language of the policy shall control. circumstances be disclosed to third parties without Your specific authorization. If you don't have your ID card, refer to, If you have a DentalGuard network, select, you have one of these networks,DHMO (Dental Health Maintenance Organization), FCW (First Commonwealth), MDG (Managed DentalGuard), or Pre-Paidselect, Select the magnifying glass icon to display a list of providers. Log in to submit claims, verify eligibility, view submission and payment activity, and more. As many as 93.5% of employees are now covering some or all of their dental premiums.1So finding ways to demonstrate value and keep incremental costs down for members and you is more important than ever. Guardian Direct empowers you with benefit flexibility, mobility, and stability through an individual benefit platform, leading with dental. Avesis Third Party Administrators, Inc. is a wholly owned subsidiary of Guardian. that I have a right to receive a copy of this authorization. In some cases, the combination of deductible, copayments, and coinsurance fees, and uncovered services can exceed what you pay annually in premiums, and a plan with a higher premium but lower-out-of-pocket costs may produce lower annual dental spending. You can find additional products here. $1250-2nd year Terms and Conditions of The Guardian Life Insurance Company of America ("Guardian") Dental Exchange website (dentalexchange.guardiandirect.com, also referred to herein as the Website). If you don't have your ID card, refer to How do I view, print and order Dental ID cards? Why am I not finding a DHMO member on my roster? thereto or as part of policy administration, and (2) information about Your transactions with Our affiliates, others or Us. Guardian may use tracking technologies which automatically record and store information about you and your visit to this Website and/or your use of the . reserved. Access formsfind provider manuals, plan sheets, lab program forms, and more. Call (866) 569-9900 M-F 9:00 AM - 9:00 PM ET You're our reason why Everyone deserves access to great insuranceno matter how, where, when, or if you work. TX 79998-1587. functionality or security of any such sites or the accuracy of any content or services provided to you by such sites. And with a choice of coverage levels built into the final plan, employees also have more control over their dental PPO savings. 3. Your continued use of the Website following the posting of any such revisions will indicate your acceptance of the revised Terms. 638:20. WARNING: It is a crime to provide false or misleading information to an insurer for the purpose of defrauding the insurer or any other person. Avsis and Guardian assume no responsibility for products or services offered by Amplifon. Learn more about why Guardian is a smart choice for dental insurance. This application form, recorded Authorizations and any amendments shall be the basis for the policy. Click. To view or print an ID card, follow the steps below. With more than 7 million policyholders across the country, our members live and work in your area. Our online portal is designed to help you get what you need online, fast. Learn more about joining our network. Paid Family / Medical Leave. Fillings & Simple Extractions Dental plans By purchasing coverage through Guardian Direct, you get to take advantage of our incredible network and flexibility. WARNING! Plus, with providers in so many locations, it's easy to find a dentist nearby. Withdrawal of Consent. of the Electronic Records. All rights Employees leaving work-sponsored plans or COBRA, Plan for the retirement you want and envision, Confidentiality for domestic violence victims, Agreement to conduct business electronically, Do Not Sell or Share My Personal Information, One of the nations largest andstrongest networks. I acknowledge and consent to receiving electronic copies of applicable insurance related document, in lieu of paper copies, to the extent permitted by While they can always choose any dentist they want, their out-of-pocket costs will be lowest when they select a dentist under Enhanced Coverage. 800-296-3800. Short-term Disability. Options range from value-based plan designs with lower premiums, to higher-premium plans that offer maximum choice and the most opportunities for members to save. You should not consider any link to or from another site as an endorsement of that site by Guardian unless Guardian expressly states so. Maryland: Materials will be made available in alternate formats upon request. Hospital Indemnity. or its representatives during the course of your relationship with Guardian (the "E-Mail Messages"), addressed with the Internet e-mail address you supply Life Insurance. I acknowledge receiving the notification regarding the Abbreviated Notice of Insurance Information Practices and the Outline of Coverage for dental Welcome to Guardian Dental You've joined our millions of happy customers with simple, easy, affordable dental insurance. Through relationships we build with dentists, we have the ability to negotiate competitive rates that are passed down to our members. We collect Ohio: Forms & Claims; Find a dental or vision provider; Find a financial representative; preview Guardian On-Line Login. What you need to do Use Guardian network providers whenever you can. Guardians 155-year focus on service and value make it a smart choice for Dental coverage. Products are not available in all states. The falsity of any statement in the application for any policy covered by this chapter shall not bar the right to recovery under the policy unless such Withdrawal Authorizations and/or any amendments may result in claim denial or contract rescission, subject to the Incontestability provision of the policy. Guardian Direct Insurance | Dental, Vision, Accident, Critical Illness This program is not an insurance product and may not be available in all states. Computer or other device (together with appropriate operating system and application software), that is capable of accessing the public Internet using a WEBSITE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Opens in an external window. Pop-up blockers, if enabled, may need to be disabled to use the print or email functions. AT ALL TIMES, WILL OPERATE WITHOUT INTERRUPTION OR ERROR, OR WILL BE SECURE AND FREE OF TECHNOLOGICAL DIFFICULTIES INCLUDING, BUT NOT LIMITED TO, Penalties may include imprisonment, fines, denial of insurance and civil damages. the delivery of the contract may affect my eligibility for insurance with the company. Louisiana and Texas: The state in which the policyowner resides may have a specific state fraud warning. Guardian is a registered service mark of The Guardian Life Insurance Company of America, New York, NY. For Dental Providers - Guardian Exchange Find what you need in the Provider Portal Our Provider Portal gives you and your staff easy access to information you need to facilitate treatment for our members. Long-term Disability. If you have a DentalGuard network, select PPO: DentalGuard Preferred. All rights reserved. Some plans may not be available in all states. Guardian is the owner or licensee of all rights in the Website, its content, software, and services. You agree to provide Guardian with your Internet email address, keeping it current by updating the Internet email address on I attest that all statements and answers on this application form are complete, true and Electronically submit claims, send attachments and retrieve eligibility and benefits with Claim Services. QualSight LASIK is a vision correction benefit management company that provides certain vision correcting procedures through a third-party arrangement between Avsis and QualSight. If desired, you can print the ID card after it opens. Simple Extractions I may change this election only by providing 30 days prior written notice. You also pay 100% of any amount over UCR that an out-of-network provider charges. You have no right to reproduce disseminate the Website content or software in whole or in part, or make any other use of the of insurance fraud as determined by a court of law. Colorado: CBTR Optical Labs is an independent, full-service, digital lab providing optical lenses and services for Guardian and Avsis. Avesis Third Party Administrators, Inc. is a wholly owned subsidiary of Guardian. containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, may be guilty WARNING: Any person who knowingly, and with the intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance our Customer Response Unit phone number listed on your insurance card. subsequent Electronic Record, Guardian agrees to provide you with a revised statement of the hardware and software requirements for access to and retention The Website may contain links to other Web sites, and other Web sites may provide links to this site. After all, your practice isnt just a service for your patients, its your livelihood. Fees for dental services paid for by the patient (called "out-of-pocket costs") typically come in the form of copayments or coinsurance fees. I acknowledge that I have read the completed application form. Guardian Direct believes everyone deserves access to great dental insurance. choose to prepare yourself by downloading and printing out a copy of Electronic Records, you have the right or option to have provided or made available to Shop online from the safety and comfort of home with your in-network benefits. Don't see what you're looking for? After you have given your Consent, you may withdraw your Consent to Guardian's use of Electronic Records by *Savings based on Guardian Internal Effective Discount Reporting measured against the Fair Health mean. Guardian, a leader in dental, has introduced a new type of group dental PPO insurance plan so you and your employees have more choices and more ways to save on quality care. For more information on cookies, please visit http://www.allaboutcookies.org/. application for insurance is guilty of a crime and may be subject to restitution fines or confinement in prison, or any combination thereof. Any person who knowingly and willfully presents a false or fraudulent claim for payment of a loss or benefit or knowingly and willfully presents false FURTHER, GUARDIAN DISCLAIMS ANY WARRANTY THAT THE SITE WILL BE AVAILABLE Website content, software or services if not expressly granted in these Terms. 2. Caring for you is our priority. Search results can be sorted and filtered. Guardian may modify these Terms at any time and such modifications shall be effective immediately upon Any person who knowingly presents a false or fraudulent claim for payment or a loss or benefit or knowingly presents false information in an NONINFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR USE OR PURPOSE. If you are an existing Avsis Dental Provider, please register your account to view your benefits. Every day, Guardian helps provide 26 million Americans the security they deserve through our insurance and wealth management products and services. Voice Phone: 1 (844) 561-5600 TTY: 1 (800) 947-6644 Monday - Friday 9:00am - 9:00pm ET Saturday 11:00am - 9:00pm ET. using the Website. Products or services advertised or offered by non-Guardian companies on Guardians website(s) are subject to each companys participation requirements which Guardian does not control. FRAUD NOTICE We treat our providers as partners, and ensure fast and accurate payments. In order to access this page, you need to log in. Commercial vision products are marketed and administered by Avsis and may be underwritten and issued by Avsis, Guardian, Fidelity Security Life Insurance Company, and National Guardian Life Insurance Company, depending on state of issue. you a paper copy of any Electronic Record relating to your use of dentalexchange.guardiandirect.com services. As this situation evolves, we are committed to adapting and supporting those we serve. Requesting a Paper Copy; Handling Fees. determinations relating to me and/or my dependent(s). Will my Dental Insurance Cover containing any materially false information or conceals for the purpose of misleading, information concerning any fact material thereto commits a District of Columbia: I understand that this authorization is required in order to enable Guardian Life Insurance Company of America to make eligibility or application Plans start at $20/month. re-instate your use of the service. Life Insurance. $1000-1st year A copy of your roster for members with individual (non-group) coverage, should be mailed to you, but can also be generated online by logging into the Provider Portal and selecting Rosters or by calling 1-844-561-5600. For a more comprehensive discussion of the issues surrounding dental plan costs, see our article "Dental Insurance Cost.". What is the Coordination of Benefits provision for a Guardian PPO Dental plan. requirements needed for you to access or retain Electronic Records, and this change creates a material risk that you will not be able to access or retain a Avesis Guardian Direct Insurance | Dental, Vision, Accident, Critical Illness . Electronic payments can be submitted through Emdeon, Tesia, or Dental Exchange. Learn more about the advantages of adding your practice to our robust network. posting the modified terms and conditions on this site. Well-being. Guardian is a registered service mark of The Guardian Life Insurance Company of America, New York, NY. Company of America in writing of my desire to revoke. Contact Us | Dental, Vision, Accident, Critical Illness Insurance Help is here Our customer care support is available from Monday - Friday: 09:00 AM - 09:00 PM ET Call us (toll-free) at (866) 569-9900 Connect with us We are also available via email for your convenience. I understand and acknowledge that any fraudulent statement or material misrepresentation or omission on the application form, recorded Fillings Guardian does not guarantee or If I refuse to sign or revoke this authorization, Guardian Life Insurance Company of America may Our dental PPO is available to companies of any size starting at just 2 employees whether benefits are employer-paid or voluntary. You will have to complete the process again to I agree that a photocopy of this authorization shall be valid for two years from the date signed. Guardian is a registered service mark of The Guardian Life Insurance Company of America, New York, New York. Chances are that yours is already in network! The Tuition Rewards program is provided by College Tuition Benefit. Select the magnifying glass icon to display a list of providers. Dental Insurance Coverage begins on the first of the month following enrollment. Any person who knowingly files a statement of claim containing any false or misleading information is subject to criminal and civil penalties. How do I view, print, and order Dental ID cards? 2019 Guardian. Guardian Dental | DentalInsurance.com Guardians extensive provider network was built to help your employees save on dental care. Click here Forgot Username? Use when making an appointment or at your next visit. Please try again. With dental insurance there is no open enrollment or waiting period for preventative services, so you can begin receiving your benefit as soon as you enroll*. Join our dental network today Members - Find a dentist How can we help you? Visit Guardian and select the Guardian DentalGuard Preferred Select network or call 888-600-9200 to find network providers. By proceeding to Softheon, you understand that you will be leaving the Guardian website and will be subject to the website terms and conditions and privacy policies of Softheon. After all, your practice isn't just a service for your patients, it's your livelihood. Stat. CBTR Optical Labs is not affiliated with Guardian or Avsis. Can I check a member's eligibility online? Contact Us | Dental, Vision, Accident, Critical Illness Insurance You are responsible for reviewing the Terms periodically for revisions to these Terms. To register for online account access, follow the steps below. GUARDIAN MAKES NO, AND HEREBY DISCLAIMS ANY, WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, Don't have an account? Cleanings & X-Rays Any person who, with a purpose to injure, defraud or deceive any insurance company, files a statement of claim containing any false, incomplete or Some of that information will be Please note you will be asked to sign in using your GuardianAnytime Username and password. If you have a Local Elite network, select PPO: Local Elite.. Internet e-mail software reasonably capable of sending and receiving Internet e-mail messages to and from Guardian, as demonstrated in the method Access patient accounts Dental benefits through work Learn more Policy limitations and exclusions apply. All rights reserved. for longer than 24 months from the date signed. "The Guardian Life Insurance Company of America," "Guardian," the G Maximums: Find a Dentist Near Me | Dental Insurance - Guardian Direct We're here to help! /login We are one of the nation's largest dental insurance providers, covering more than 8 million members, because we believe in helping you do what you do best: provide quality dental care to your communities. These materials will be made available in alternate format upon request. 2020 Guardian. NADP, 2015 State of the Dental Market, April 2016. Policy limitations and exclusions apply. Penalties may include imprisonment, fines or a denial of insurance benefit. Claims can be submitted electronically, mailed or faxed. Login For Brokers For Providers Find a Dentist Forms Contact Us Sign In Login In order to access this page, you need to log in. Box 981587, 2023 Guardian. done is dependent on the browser you use. We are now one of the largest dental network in a number of key cities and states including California, Florida, Texas, Ohio and the New York Metro area, and behind that growth is a strong commitment to our member and providers. or otherwise use any such trademarks absent prior express written approval from Guardian or the applicable licensor or provider. Change in Hardware and Software Requirements. Access patient accounts, learn about new features, and more, Dental benefits purchased directly online, Employees leaving work-sponsored plans or COBRA, Plan for the retirement you want and envision, Confidentiality for domestic violence victims, Agreement to conduct business electronically, Do Not Sell or Share My Personal Information. information collected about You except information which relates to a claim or civil or criminal proceeding. visitors to the Website and the types of technology our visitors use, to ensure that the Website and application remain compatible with a selection of Commercial vision products are marketed and administered by Avsis and may be underwritten and issued by Avsis, Guardian, Fidelity Security Life Insurance Company, and National Guardian Life Insurance Company, depending on state of issue. an authorized representative of Guardian. Affordable options for individuals & families. Used with express permission. containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, may be guilty Grow your dental practice Login - Guardian Dental Insurance Plans Any insurance company or agent of https://www. Any person who knowingly, and with intent to defraud any insurance company or other person, files an application of insurance or statement of claim (including without limitation, changes by Guardian to the procedure for online enrollment set forth in this website) sent to you in the future by Guardian Since our founding in 1860, our long-term view has helped our customers prepare for whatever life brings whether starting a family, planning for the future or taking care of employees. Root Canals & Crowns State Mandated Disability. If a dental plan requires you to contribute a percentage of the overall cost, that percentage is a coinsurance fee. You Avsis Incorporated and Avsis Third Party Administrators, Inc., are wholly owned subsidiaries of Guardian. Products are not available in all states. UNAVAILABILITY OF INFORMATION, DOWNTIME, SERVICE DISRUPTIONS, COOKIES, VIRUSES, WORMS, "TROJAN HORSES", HACKING, OR OTHER HARMFUL OR DESTRUCTIVE See our COVID-19 updates. Child Braces 2020 Avsis Incorporated. You have the right of access and correction with respect to the That information and any subsequent information collected by Us may in certain 2023 Avsis Incorporated. Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents ABBREVIATED NOTICE OF INSURANCE INFORMATION PRACTICES Exams, Cleanings & X-Rays Amplifon is a managed discount-card program for hearing care and hearing aids provided through a third-party arrangement between Avsis and Amplifon. After you have given your Consent, if you desire any paper copies in addition to those you may

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